Online scams have caused many a person stress and heartache. It can affect you financially and mentally due to the strain of losing your money. The situation worsened by the fallout caused by Covid 19 has many businesses closing down and people losing their jobs. This problem has caused individuals to seek another form of money-making, making them an easier target for online scams.

However, no one needs to fall victim to such hideous endeavors. Understanding what to look for makes it easier for you to know when something is legit or not. Scammers use every possible platform to ply their trade, so no one is exempt from the temptation associated with online scamming. Many people have fallen victim to this issue, so you need to avoid the most common online scams, and here is how you do that.

Scams On Funeral Costs

Whether you believe it or not, scamming people out of their money for funeral services is a reality. The government reports that scammers have tried to gain access to citizens’ money by acting on its behalf. FEMA claims these persons try to register individuals for benefits. Be warned that unless you apply for such, no one will contact you, neither will you have to pay them anything. If asked to do anything of the sort that is an automatic red flag, contact FEMA.

Covid 19 Scams

Many fraudsters are taking advantage of the current health situation around the world. These people try to scam citizens by offering free vaccines, test kits, cures, and treatments. Persons should be on the alert as no legit officials will email, text, or call you for your information. You can always contact the FTC to verify any messages you receive; please stay alert.

Scams For Charity

By now, most people should know that criminals would go to any length to get what they want. That is why you must be aware of charity scams when persons claim they work on behalf of a charity. If you are contacted and have no memory of any commitments, trust your instincts, you probably didn’t make any. If in doubt, contact the institution of which the individual spoke, nothing wrong with doing your investigation.

WhatsApp And Email Scams

Technology has undoubtedly improved over the years. It is so much easier to have all your information at your fingertips. Emails are easily accessible by phone, and so is WhatsApp. Daily persons bombarded with messages about the money they have made or a donation to be accepted should stay wary of such claims. If you know there isn’t knowledge of such a thing, don’t entertain it. Pressing delete is one of the simplest ways to rid yourself of such a problem.

Child Tax Credit Scams

I will repeat this for repetition as it’s so vital to shunning scammers and their tricks. You want tax credits for your child but never applied; there is no reason for anyone to contact you. If someone reaches out asking for information and promises you these benefits, it should be an automatic trigger to you something is wrong. The best advice that I can give is to stay far away from anyone who contacts you this way.

Benefits For Unemployment Scams

You receive a form for unemployment benefits but never had an application and filled it out; something must be wrong. Someone may have found your information and used it to steal your money. The advice I can give is to contact the government and let them know. They will guide you on what steps to take to stop any further issues with your unemployment benefits.

Relief From Student Loan Debt Scams

Getting relief from student loans is something many persons would love, but is it too good to be true? You should be aware of this scam as it can make it harder to repay your current debt as you won’t have the mo0ney to do so. The government may have forgiveness opportunities, but you are the one to initiate this procedure; no one should contact you if there weren’t contact made by you in the first place.


Many of these scams are initiated by the culprits and not by those seeking help online or otherwise. Yet, for all this, many still fall victim to scammers very often. It is essential to be focused and relax despite life’s pressures, as this will help you think clearly. Be aware and stay safe, online scams are likely to continue, and you don’t want to be a victim.